PremiumTrust Bank Aptitude Test Questions and Answers – Free PDF Download

Practice PremiumTrust Bank Aptitude Test Questions and Answers to prepare for the recruitment exams ahead. The download is free and in PDF format.

PremiumTrust Bank Graduate Trainee Program recruitment process is 4 stages: Online Application, Aptitude Test, Interview, and Assessment Centre.

Working through these past questions and answers is a great way to boost your confidence and increase your chances of success in the aptitude test.

The PremiumTrust Bank Aptitude Test is a Computer-Based Assessment (CBA) and is a multiple-choice question that is divided into different categories. Namely:

Subjects

• Basic Mathematics
• Test of English Language
• General Knowledge

PremiumTrust Bank Aptitude Test Questions

We have created 30 questions for you to practice. These questions have been selected from previous questions and Dragnet tests, as many companies use this book for their recruitment tests.

You can proceed directly to download the PremiumTrust Bank past questions and answers below for free.

1) A company’s annual profit increased from ₦84 million to ₦102.9 million. What is the percentage increase?
A. 18.5%
B. 20%
C. 22.5%
D. 24%
Answer = C

2) An investment earns compound interest at 12% per annum. Approximately how much will ₦250,000 become after 2 years?
A. ₦313,600
B. ₦311,800
C. ₦320,000
D. ₦305,000
Answer = A

3) A graduate trainee spends 35% of her monthly salary on
accommodation, 20% on transportation, and 15% on feeding. If she saves
₦180,000, what is her monthly salary?
A. ₦580,000
B. ₦600,000
C. ₦620,000
D. ₦650,000
Answer = B

4) The ratio of male to female applicants is 7 : 9. If there are 480 applicants, how many are females?
A. 250
B. 270
C. 280
D. 300
Answer = B

5) Three project teams completed a task in the ratio 5 : 7 : 8. If the total project cost is ₦9,600,000, how much is allocated to the second team?
A. ₦3,120,000
B. ₦3,240,000
C. ₦3,360,000
D. ₦3,480,000
Answer = C

6) If a price is reduced by 15% and later increased by 15%, the final price is:
A. Equal to the original price
B. 2.25% lower than the original
C. 2.25% higher than the original
D. 15% lower than the original
Answer = B

7) A bank offers a 7.5% simple interest on a deposit of ₦800,000 for 18 months. Calculate the interest earned.
A. ₦80,000
B. ₦85,000
C. ₦90,000
D. ₦95,000
Answer = C

8) Which number should replace the question mark?
5, 11, 23, 47, 95, ?
A. 189
B. 190
C. 191
D. 193
Answer = C

9) A trader bought an item for ₦84,000 and sold it at a 25% profit after granting a 10% discount. What was the marked price?
A. ₦115,000
B. ₦116,667
C. ₦118,000
D. ₦120,000
Answer = B

10) A machine produces 1,200 bottles in 8 hours. At the same rate, how many bottles will it produce in 14 hours?
A. 2,000
B. 2,050
C. 2,100
D. 2,150
Answer = C

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11) Choose the option that best completes the analogy.

Bank is to Money as Hospital is to .
A. Medicine
B. Patients
C. Doctors
D. Health
Answer = B

12) Which word does NOT belong to the group?
A. Deposit
B. Withdrawal
C. Interest
D. Bicycle
Answer = D

13) Choose the sentence that expresses the same meaning.
The meeting was postponed because the chairman was absent.
A. The chairman’s absence resulted in the postponement of the meeting.
B. The meeting postponed the chairman’s absence.
C. The chairman postponed because of the meeting.
D. The meeting was absent because of the chairman.
Answer = A

14) Which option best completes the sentence?
Hardly had the meeting begun the fire alarm sounded.
A. when
B. than
C. then
D. while
Answer = A

15) Choose the most appropriate meaning of the idiom.
“To think outside the box.”
A. To reject every idea.
B. To think creatively.
C. To become confused.
D. To avoid responsibility.
Answer = B

16) Which word is closest in meaning to Mitigate?
A. Increase
B. Delay
C. Reduce
D. Ignore
Answer = C

17) Select the correctly spelled word.
A. Accomodation
B. Accommmodation
C. Accommodation
D. Acommodation
Answer = C

18) Which sentence contains an error?
A. Every applicant has submitted the required documents.
B. One of the managers have resigned.
C. The committee has approved the proposal.
D. Each candidate received a confirmation email.
Answer = B

19) Choose the word that best completes the sentence.
The auditors found no evidence of financial during the investigation.
A. integrity
B. misconduct
C. confidence
D. performance
Answer = B

20) Which conclusion logically follows?
Statement: All financial analysts are graduates. Some graduates are accountants.
A. All accountants are analysts.
B. Some analysts are accountants.
C. Some graduates are financial analysts.
D. No graduate is an accountant.

21) A graduate trainee is preparing a monthly performance report in
Microsoft Excel. Which function is most appropriate for calculating the total value of loan disbursements in a column?
A. COUNT()
B. SUM()
C. AVERAGE()
D. MAX()
Answer = B

22) Which Excel function returns the number of cells containing numeric values within a selected range?
A. COUNTA()
B. COUNT()
C. IF()
D. LEN()
Answer = B

23) Which Microsoft Excel feature allows users to summarise, analyse, and reorganise large datasets without changing the original data?
A. Mail Merge
B. PivotTable
C. WordArt
D. SmartArt
Answer = B

24) Which cybersecurity attack attempts to deceive users into revealing confidential information by pretending to be a trusted organisation?
A. Firewall attack
B. Phishing
C. Data compression
D. Encryption
Answer = B

25) Which of the following passwords provides the highest level of security?
A. Password123
B. Premium123
C. PTB2026
D. T#9vL!8qX@5m
Answer = D

26) Multi-Factor Authentication (MFA) improves security by requiring:
A. Multiple usernames.
B. Two or more independent methods of verifying a user’s identity.
C. Multiple browsers.
D. More than one email address.
Answer = B

27) Which Microsoft Word feature automatically generates a list of headings and corresponding page numbers?
A. Mail Merge
B. Table of Contents
C. Word Count
D. Track Changes
Answer = B

28) Which cloud computing model provides users with complete applications delivered over the internet without requiring local installation?
A. Infrastructure as a Service (IaaS)
B. Platform as a Service (PaaS)
C. Software as a Service (SaaS)
D. Network as a Service (NaaS)
Answer = C

29) Which of the following best describes ransomware?
A. Software that improves computer performance.
B. Malware that encrypts files and demands payment for their release.
C. A data backup application.
D. A spreadsheet analysis tool.
Answer = B

30) In Microsoft PowerPoint, which feature enables the presenter to move smoothly from one slide to another?
A. Comments
B. Hyperlinks
C. Slide Transition
D. Track Changes
Answer = C

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PremiumTrust Bank Aptitude Test Questions and Answers pdf download

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