Fresh Job at First Bank of Nigeria (FBN)

First Bank of Nigeria is a Nigerian multinational bank and financial services company headquartered in Lagos. It is the biggest bank in Nigeria in terms of total deposits and gross earnings.

FBN operates a network of over 750 business locations across Africa, and the United Kingdom, and representative offices in Abu Dhabi, Beijing, and Johannesburg set up to capture trade-related business between geographies.

Applications are invited from interested and qualified candidates to apply for the fresh job at First Bank of Nigeria.

Head, Credit Policy & Portfolio Management

Job Specifications:

• Full Time
• Required Qualifications: BA/BSC/HND
• Location: Lagos| Nigeria. See other Jobs in Lagos
• Category: Banking Jobs
• Job Alerts: To receive Job Alerts on WhatsApp, Click HERE

Click HERE to Post A Job

Job Description:

• Supervise the development of credit portfolio plan/Risk Appetite Statement which provides guidance for the development and management of risk assets from time to time in coordination with Management
• Supervise the recognition, measurement, impairment and derecognition (including write offs) of loans and advances in line with IFRS 9
• Analyze credit risk on the Bank’s credit portfolio and propose appropriate measures to mitigate same. 
• Ensure optimal Portfolio diversification and realignment guided by Capital Adequacy Requirements and prudential compliance in conjunction with top Management. 
• Develop framework for portfolio and sub portfolio reporting and provide final level of review to management
• Interface with the regulators, creditors, and external auditors on Risk Assets Portfolio
• Review of macroeconomic environment, industry studies, industry ratings, risk appetite, etc. to develop the Bank’s portfolio plan. 
• Initiate review and investigative analysis to determine causes of negative trends in the portfolio, if any. 
• Supervise the periodic review of existing credit policies, identify areas for improvement and crafting of new ones to address observed gaps in the credit management process. 
• Supervise and coordinate the regulatory/financial audit as it relates to credit risk from time to time. 
• Supervise and review Enterprise Risk Management (ERM) framework document to ensure compliance with Basel and IFRS and other acceptable international standards for management approval as it relates to Credit Risk. 
• Review update of policy & procedures relating to Basel II standards, IFRS, Prudential Guidelines, and/or BOFIA as advised by CBN from time to time. 
• Supervise all activities relating to loan sale i.e. AMCON, Risk Participative Scheme, sale and release of pledged shares. 
• Ensure that all regulatory returns are rendered within the stipulated timeline set by CBN. 
• Ensure Compliance with the principles and policies in the Information Security Handbook. 
• Supervision/coaching of subordinates, training and appraising officers involved in the credit portfolio management process. 
• Coaching of the Business Units on relevant policy guidelines 

Join any of these WhatsApp Groups to receive Job Alerts on WhatsApp

• Jobs Region 1
• Jobs Region 2
• Jobs Region 3

Qualifications and Requirements:

• Minimum Education: First degree in economics/ business related courses. The ideal candidate should have an advanced degree or professional qualification 
• Minimum experience of 10 years in banking with at least 5 years in Credit Analysis/Credit 
  Risk Management/Consulting.
• Interpersonal skills
• IT and Computer appreciation 
• Communications skills (written and oral)
• Ability to communicate technical information to a non-technical audience
• Must be self-driven, proactive and have acceptable knowledge of the business environment
  ▪ Performance Measurement, Assessment and Supervisory skills

Jobs Region Alert

Never Miss Any Job Openings. Let us inform you whenever a new job opens. Join Jobs Region Alert

Method of Application

Qualified and interested candidates should apply by clicking the LINK below.

Deadline: July 16, 2025

Check All Jobs for more available opportunities.

Share an update or tip with us on WhatsApp: 07064212243 | intelregion.com@gmail.com

Receive Job Alerts through our Social Media Channels:

• WhatsApp: Jobs Region Alert WhatsApp
• Telegram: Jobs Region
• Twitter: @jobsregion
• Instagram: @jobsregion

NOTE: Jobs Region is the leading job informant in Nigeria and not necessarily an affiliate of the employer’s company.