Job Recruitment at FairMoney Microfinance Bank (4 Locations)

Applications are invited from interested and qualified candidates to apply for the job recruitment at FairMoney Microfinance Bank.

FairMoney is a Nigerian fintech company operating as a Central Bank of Nigeria (CBN)-licensed microfinance bank, focused on providing accessible and user-friendly digital financial services to individuals and businesses. 

FairMoney offers employees a dynamic, multi-cultural, and stimulating environment with significant opportunities for career growth within the fast-paced fintech sector. The company fosters a strong culture of experimentation, ownership, and teamwork, where employees can have a direct and meaningful impact on the product and its mission of financial inclusion.

Individuals interested in the job recruitment at FairMoney Microfinance Bank should review the job details, requirements, and application process provided below.

Relationship Manager – Business Banking – Owerri

Specifications:

• Full Time – Hybrid
• Required Qualifications: BA/BSC/HND 
• Location: Imo | Nigeria. See other Jobs in Imo
• Category: Banking Jobs
• Job Alerts: To receive Job Alerts on WhatsApp, Click HERE

Description:

The Relationship Manager – Business Banking is primarily responsible for driving merchant and business lending sales, with a strong focus on growing the loan book profitably across assigned merchant segments. The role combines aggressive loan origination, disciplined portfolio management, and transaction-led merchant engagement through online and offline payment solutions (POS). Relationship management is leveraged to drive lending penetration, utilization, and repayment performance.

Key Responsibilities

Merchant & Business Lending.

• Originate and close merchant and SME loan deals across key sectors including FMCG, Mobile & Electronics, Fashion, household Goods, Building Materials, retail chains, amongst others.
• Own end-to-end loan sales execution: prospecting, on-boarding, credit documentation, disbursement coordination, and post-disbursement monitoring.
• Build, grow, and actively manage a high-quality loan book, ensuring strong utilization, healthy repayment behavior, and minimal delinquency.
• Drive repeat borrowing and loan up-sell by deepening lending penetration within existing merchant portfolios.
• Work closely with credit and risk teams to ensure quality underwriting while meeting aggressive lending targets.
• Achieve and exceed assigned loan volume, loan value, and portfolio growth targets for the region.

Portfolio, Performance & Market Management

• Monitor daily, weekly, and monthly KPIs across loan disbursement, portfolio quality, repayment, and transactions.
• Actively drive to meet and exceed lending and payments performance targets.
• Conduct regular merchant visits to drive loan performance, address risks early, and unlock new lending opportunities.
• Track market and competitor lending trends and provide insights to management to improve product and pricing strategies.

Offline Payments Acquiring

• Drive adoption of offline payment solutions (POS terminals) as an enabler for lending and transaction visibility.
• Ensure lending merchants actively process transactions via POS to support credit assessment and repayment tracking.
• Monitor merchant activity, follow up on inactive terminals, and coordinate POS retrieval when required.
• Grow regional transaction volume, value, and revenue in alignment with lending objectives.

Qualifications and Requirements:

• Bachelor’s degree in Sales, Marketing, Finance, Business Administration, or a related discipline.
• 6–8 years of experience in merchant lending, SME lending, business banking, or fintech credit sales.
• Strong understanding of cashflow-based lending, merchant underwriting, and loan portfolio management.
• Experience acquiring and managing a lending portfolio of a minimum of N2B+
• Proven track record of loan book growth and sales target achievement.
• Highly results-driven, commercially minded, and execution-focused.
• Excellent communication, negotiation, and relationship management skills.

Relationship Manager – Business Banking – Ibadan

Specifications:

• Full Time – Hybrid
• Required Qualifications: BA/BSC/HND 
• Location: Oyo | Nigeria. See other Jobs in Ibadan
• Category: Banking Jobs
• Job Alerts: To receive Job Alerts on WhatsApp, Click HERE

Description:

The Relationship Manager – Business Banking is primarily responsible for driving merchant and business lending sales, with a strong focus on growing the loan book profitably across assigned merchant segments. The role combines aggressive loan origination, disciplined portfolio management, and transaction-led merchant engagement through online and offline payment solutions (POS). Relationship management is leveraged to drive lending penetration, utilization, and repayment performance.

Key Responsibilities

Merchant & Business Lending.

• Originate and close merchant and SME loan deals across key sectors including FMCG, Mobile & Electronics, Fashion, household Goods, Building Materials, retail chains, amongst others.
• Own end-to-end loan sales execution: prospecting, on-boarding, credit documentation, disbursement coordination, and post-disbursement monitoring.
• Build, grow, and actively manage a high-quality loan book, ensuring strong utilization, healthy repayment behavior, and minimal delinquency.
• Drive repeat borrowing and loan up-sell by deepening lending penetration within existing merchant portfolios.
• Work closely with credit and risk teams to ensure quality underwriting while meeting aggressive lending targets.
• Achieve and exceed assigned loan volume, loan value, and portfolio growth targets for the region.

Portfolio, Performance & Market Management

• Monitor daily, weekly, and monthly KPIs across loan disbursement, portfolio quality, repayment, and transactions.
• Actively drive to meet and exceed lending and payments performance targets.
• Conduct regular merchant visits to drive loan performance, address risks early, and unlock new lending opportunities.
• Track market and competitor lending trends and provide insights to management to improve product and pricing strategies.

Offline Payments Acquiring

• Drive adoption of offline payment solutions (POS terminals) as an enabler for lending and transaction visibility.
• Ensure lending merchants actively process transactions via POS to support credit assessment and repayment tracking.
• Monitor merchant activity, follow up on inactive terminals, and coordinate POS retrieval when required.
• Grow regional transaction volume, value, and revenue in alignment with lending objectives.

Join Jobs Region WhatsApp Group To Receive Job Alerts!

• Jobs Region Group 1
• Jobs Region Group 2
• Jobs Region group 3

Qualifications and Requirements:

• Bachelor’s degree in Sales, Marketing, Finance, Business Administration, or a related discipline.
• 6–8 years of experience in merchant lending, SME lending, business banking, or fintech credit sales.
• Strong understanding of cashflow-based lending, merchant underwriting, and loan portfolio management.
• Experience acquiring and managing a lending portfolio of a minimum of N2B+
• Proven track record of loan book growth and sales target achievement.
• Highly results-driven, commercially minded, and execution-focused.
• Excellent communication, negotiation, and relationship management skills.

Relationship Manager – Business Banking – Calabar

Specifications:

• Full Time – Hybrid
• Required Qualifications: BA/BSC/HND 
• Location: Cross River | Nigeria. See other Jobs in Cross River
• Category: Banking Jobs
• Job Alerts: To receive Job Alerts on WhatsApp, Click HERE

Description:

The Relationship Manager – Business Banking is primarily responsible for driving merchant and business lending sales, with a strong focus on growing the loan book profitably across assigned merchant segments. The role combines aggressive loan origination, disciplined portfolio management, and transaction-led merchant engagement through online and offline payment solutions (POS). Relationship management is leveraged to drive lending penetration, utilization, and repayment performance.

Key Responsibilities

Merchant & Business Lending.

• Originate and close merchant and SME loan deals across key sectors including FMCG, Mobile & Electronics, Fashion, household Goods, Building Materials, retail chains, amongst others.
• Own end-to-end loan sales execution: prospecting, on-boarding, credit documentation, disbursement coordination, and post-disbursement monitoring.
• Build, grow, and actively manage a high-quality loan book, ensuring strong utilization, healthy repayment behavior, and minimal delinquency.
• Drive repeat borrowing and loan up-sell by deepening lending penetration within existing merchant portfolios.
• Work closely with credit and risk teams to ensure quality underwriting while meeting aggressive lending targets.
• Achieve and exceed assigned loan volume, loan value, and portfolio growth targets for the region.

Portfolio, Performance & Market Management

• Monitor daily, weekly, and monthly KPIs across loan disbursement, portfolio quality, repayment, and transactions.
• Actively drive to meet and exceed lending and payments performance targets.
• Conduct regular merchant visits to drive loan performance, address risks early, and unlock new lending opportunities.
• Track market and competitor lending trends and provide insights to management to improve product and pricing strategies.

Offline Payments Acquiring

• Drive adoption of offline payment solutions (POS terminals) as an enabler for lending and transaction visibility.
• Ensure lending merchants actively process transactions via POS to support credit assessment and repayment tracking.
• Monitor merchant activity, follow up on inactive terminals, and coordinate POS retrieval when required.
• Grow regional transaction volume, value, and revenue in alignment with lending objectives.

Qualifications and Requirements:

• Bachelor’s degree in Sales, Marketing, Finance, Business Administration, or a related discipline.
• 6–8 years of experience in merchant lending, SME lending, business banking, or fintech credit sales.
• Strong understanding of cashflow-based lending, merchant underwriting, and loan portfolio management.
• Experience acquiring and managing a lending portfolio of a minimum of N2B+
• Proven track record of loan book growth and sales target achievement.
• Highly results-driven, commercially minded, and execution-focused.
• Excellent communication, negotiation, and relationship management skills.

Relationship Manager – Business Banking – Benin City

Specifications:

• Full Time – Hybrid
• Required Qualifications: BA/BSC/HND 
• Location: Edo | Nigeria. See other Jobs in Edo
• Category: Banking Jobs
• Job Alerts: To receive Job Alerts on WhatsApp, Click HERE

Description:

The Relationship Manager – Business Banking is primarily responsible for driving merchant and business lending sales, with a strong focus on growing the loan book profitably across assigned merchant segments. The role combines aggressive loan origination, disciplined portfolio management, and transaction-led merchant engagement through online and offline payment solutions (POS). Relationship management is leveraged to drive lending penetration, utilization, and repayment performance.

Key Responsibilities

Merchant & Business Lending.

• Originate and close merchant and SME loan deals across key sectors including FMCG, Mobile & Electronics, Fashion, household Goods, Building Materials, retail chains, amongst others.
• Own end-to-end loan sales execution: prospecting, on-boarding, credit documentation, disbursement coordination, and post-disbursement monitoring.
• Build, grow, and actively manage a high-quality loan book, ensuring strong utilization, healthy repayment behavior, and minimal delinquency.
• Drive repeat borrowing and loan up-sell by deepening lending penetration within existing merchant portfolios.
• Work closely with credit and risk teams to ensure quality underwriting while meeting aggressive lending targets.
• Achieve and exceed assigned loan volume, loan value, and portfolio growth targets for the region.

Portfolio, Performance & Market Management

• Monitor daily, weekly, and monthly KPIs across loan disbursement, portfolio quality, repayment, and transactions.
• Actively drive to meet and exceed lending and payments performance targets.
• Conduct regular merchant visits to drive loan performance, address risks early, and unlock new lending opportunities.
• Track market and competitor lending trends and provide insights to management to improve product and pricing strategies.

Offline Payments Acquiring

• Drive adoption of offline payment solutions (POS terminals) as an enabler for lending and transaction visibility.
• Ensure lending merchants actively process transactions via POS to support credit assessment and repayment tracking.
• Monitor merchant activity, follow up on inactive terminals, and coordinate POS retrieval when required.
• Grow regional transaction volume, value, and revenue in alignment with lending objectives.

Qualifications and Requirements:

• Bachelor’s degree in Sales, Marketing, Finance, Business Administration, or a related discipline.
• 6–8 years of experience in merchant lending, SME lending, business banking, or fintech credit sales.
• Strong understanding of cashflow-based lending, merchant underwriting, and loan portfolio management.
• Experience acquiring and managing a lending portfolio of a minimum of N2B+
• Proven track record of loan book growth and sales target achievement.
• Highly results-driven, commercially minded, and execution-focused.
• Excellent communication, negotiation, and relationship management skills.

Jobs Region